Sometimes I’m ungrateful. There, I said it. It so easy to focus on what I don’t have that I forget to pay attention to what I do have. As is the case with 90% of single income families, we live on a budget out of necessity. I can’t just go out and buy a new outfit because “I feel like it.” Each purchase is planned out in advance and written into a budget. If I make an impulse purchase the money has to come from somewhere whether that be from the grocery fund or a surplus in another area. Every dollar has a name, a purpose.
Sometimes living such a financially disciplined life can be tiring and I can begin to take on the mentality of my two-year-old. When I catch myself slipping into the “BUT I WANT IT NOW!” mental tantrums, I have to take some time to practice gratitude. It is a mental and spiritual exercise that has the power to bring me back to reality and free me from the worry trap.
Here’s what I was whining to my Heavenly Father about this morning:
A bill hit a bank account that we had closed the previous week. I had made arrangements for the amount to be drafted from our new account, but for some reason it still went to the old account (This means we were hit with a $35 fee for going $5 over on our closed account – technically it was still open as we were waiting for an outstanding check to clear). Yes, it was technically my fault, but I was still so frustrated that I hadn’t let a little extra buffer in the old account to cover something like this. When money is tight, silly little mistakes are costly and I was frustrated with myself for making the error.
I sometimes get discouraged because I don’t contribute to the family income. My husband has a great job with a good salary and benefits, but sometimes I daydream about what it would be like to be a two-income family. If we could live on my husband’s salary and save mine we could pay off our home early, save for the future, fix up the house, and buy what we want when we wanted it.
Transforming my mind
Today, I thank God that even though the bank fee occurred, I can find a way to cover the expense. My family will still be able to eat and all of our bills are able to be paid. I’m thankful that my husband has a job and is able to provide for our family above and beyond our basic needs. I have never gone hungry or without food or shelter. I may have to say “no” to some wants, but I’ve never had to say no to a need. God has always been faithful to our family.
I’m thankful that I’ve been given the opportunity to be a full-time stay-at-home parent. I have the privilege of shaping the hearts and minds of two little boys. I taught my son the alphabet and that Jesus loves him. I never have to worry about the quality of their care or what lessons they are being taught by others who may not share our value system. So many mothers would love the opportunity to be a stay-at-home parent. It is a privilege and a blessing to spend my days building blocks and racing cars. I can take them to the zoo in the middle of the morning or head to Sonic for a happy hour slush. I’m the first face they see when they wake up in the morning and the last voice they hear when they lay down to sleep.
Ultimately life is not about how much money is in your bank account, what designer clothing you wear, or if your house looks like a picture from Better Homes and Gardens. Life is about relationships – relationships with God and relationships with those He’s placed in our lives. I can choose to be ungrateful for what I don’t have or I can choose to be thankful for what I have been given.
“I am not saying this because I am in need, for I have learned to be content whatever the circumstances. I know what it is to be in need, and I know what it is to have plenty. I have learned the secret of being content in any and every situation, whether well fed or hungry, whether living in plenty or in want. I can do everything through him who gives me strength.” Philippians 4:11-13
I can be content with what I have because ultimately it is God who has given it to me. I think I have what I have because I need to learn dependence on Him instead of on my own clever planning. He’s fully aware of what my needs are.










This particular blog post applies directly to me. My husband works and I can stay home with my two boys (ages 3 and 1). Just like you, everything is budgeted. Thank you for posting the passages from the bible that apply, it has shown me that I'm not alone in these situations, and that does help.
@The.Rose.Paperie – If there's one thing I've learned since becoming a mom, it's that we need each other for encouragement! I'm glad you stopped by to read the post and thanks for your comment! – Sarah B.
Really needed to hear this today. My husband and I were just talking last night that we wished we had a little more income, and I wished that things weren't so tight all the time. We've decided to "redefine our fun" (once again! LOL) and see what we can reduce on to make some extra in some other places. Budgeting is SO hard…but when we actually do it…it is also SO rewarding. Thank you for this. 🙂